Title Loans University City
There is often a lot of misinformation spread about car title loans by individuals that have been turned down by various lending institutions. Rest assured that Midwest Title Lender is here to help the everyday consumer get their hands on fast cash when needed. Not only do we accept non-traditional types of income, but your credit history is never taken into consideration.
If you are down on your luck financially, or you want a little extra cash to take on vacation, we offer a very simple approval process. We use all of your reported monthly income and the estimated value of your collateral vehicle to provide a quote on the maximum loan amount you could receive. With as little as a clean car title and your government-issued identification card, you could qualify to walk out of our office with cash.
Our Title Loans University City Application
There’s no need to wait around for days waiting to find out if you are approved for car title loans in University City. You can actually complete the majority of the application process online so that you can pre-qualify while you sit at home. After you provide the style and mileage information of your collateral vehicle, we can give you a general title loan estimate that may actually increase after the physical inspection. Make sure that you provide accurate contact information through our form so that one of our dedicated agents can easily reach out to complete the application over the phone.
Our title loans in St. Louis are secured with the vehicle title, but we do verify your income amounts and resources to determine the loan amount. It’s our goal to negotiate a repayment plan that is suited to your financial situation so that you never have to worry about repossession of your car or truck. The interview only takes a few moments of your time, and then you will be instructed on what to bring to our office to finalize your loan.
Missouri Title Loan Regulations
At Midwest Title Lender, we’re very strict about following all of the legal guidelines required to provide car title loans in Missouri. You must have full ownership of the collateral vehicle, and we require that applicants are at least 18 years of age to apply for title loans in University City. Keep in mind that it’s not our goal to collect vehicles from clients, so you can always expect very honest and courteous service from all of our loan agents.
We do limit the amount that you can borrow to half of your monthly income to ensure that you have a fair opportunity to repay. Don’t worry about waiting until the loan is due either because we’ll never apply a penalty for early payments. Interest rates, fees, and all other contract terms must be discussed clearly before you are required to sign off on the agreement.
- Midwest Title Lender is here to help so that you never have to get into an awkward situation of asking a friend or relative for a personal loan.
- We pride ourselves on honest and fair loan practices so that clients are never blind-sided by hidden fees and penalties.
- Your credit history is not our business so a low or bad score will not become a factor in the approval process.