Title Loans Lee’s Summit
It’s really difficult to get approved for a loan without a great credit score, but everyone deserves a little help when it’s needed. You may be falling behind on bills or need a little extra cash to put food on the table before the next payday. Banks may charge an outrageous interest rate or completely refuse to approve your application based on unfair criteria. Regardless of your history, you can get approved for title loans in Lee’s Summit with as little as proof that you own a vehicle.
We require that our clients are at least 18 years old with enough income to make timely payments toward the loan balance. Vehicles that qualify must belong to the individual applying for a loan, and there cannot be a lien on the car. One of the many benefits of taking out a loan with Midwest Title Lender is that you don’t have to have a job if you have another verifiable form of income. Sources such as unemployment, retirement, alimony, child support, and disability could qualify you to walk out of our office with cash today!
Applying for Title Loans Lee’s Summit
If you’ve gone through the process of applying for a personal loan through a bank, you’ll be happy to know that our online form is very simple. It’s easy to begin in the comfort of your home by submitting a few key details about the vehicle that you’re using for loan collateral. We use the year, make, model, style, and estimated mileage of a vehicle to provide the initial title loan estimate in an instant. You’ll also be prompted to fill in contact details so that one of our experienced agents can get in touch with more details
The phone call is a basic interview that gives you an opportunity to ask questions and provide a few additional details to the representative. We must be able to verify any income sources that you report to ensure that we negotiate the most appropriate repayment plan for you. It’s our goal to help you get your hands on extra money when you need it, and we’ll never ask that you agree to unfair terms. Since title loans in Lee’s Summit rely on collateral alone, the entire process is often completed in only a few short hours. The final step in the process is to visit our office for a vehicle inspection and to get a full explanation of the contract before signing. All you have to do is give us the title paperwork to walk out of the office with the cash that you need, and you get to keep driving the car.
Missouri Title Loan Regulations
At Midwest Title Lender, we adhere strictly to all loan laws in Missouri to ensure that we protect company and each valued client. You do not have to submit a credit check to qualify for this type of loan, but we do require that your vehicle have a clear title. This means that you must have a title that proves that you are the owner, and that there are no liens or debts owed on the car. Applicants cannot be under the age of 18 to apply for car title loans in Missouri. Most borrowers are comfortable with a 30-day window to pay back the loan, but it’s possible to request a longer deadline if you feel that extra time is necessary. We do not ever penalize a client that is able to repay their loan early, and we will provide the title to you once the debt is settled. The most that we can offer is $4,000 for title loans in Lee’s Summit, but you have the option to refinance after certain terms have been met.
We are a licensed lender in the state of Missouri, and we take our responsibility to provide fair loans very seriously. All applicants are given a full explanation of their loan terms and fees before the contract is ever signed. Our representative must also provide an informational pamphlet regarding debt management to every single applicant as required by the state of Missouri.
Perks of Car Title Loans
- Midwest Title Lender is proud to offer a fair financial solution to individuals that are struggling to make it to the next paycheck.
- Qualifying is as simple as owning the clear title to a vehicle, and the value of your car can provide you with a larger sum of money.
- You can use an eligible motorcycle, car, truck, or van to request our title loans in Lee’s Summit.
- We will never discriminate against an applicant with limited or bad credit history because we don’t need to check it.
- Although the title of your vehicle must be provided to get a loan, you are encouraged to continue driving the car around as usual.
- Title loans in Lee’s Summit are approved by the state of Missouri so you are always protected against unfair terms and practices.
- If you are having trouble making a payment, simply get in touch with a representative before the due date to find out your options.