Title Loans Illinois

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Title Loans Romeoville, IL

Earning a decent salary that is more than enough to cover the bills does not seem to be covering everything lately. Why is that? Sometimes there is not enough money for everything, and sometimes people don’t know how to manage their money.

Both groups end up in the same place: headed for debt. If this sounds like your problem, and you’re looking for a way out it, consider applying for a Romeoville title loan online.

What are Title Loans?

Title loans are an exchange. You give Midwest Title Lender your car title, and we give you a loan. The car is collateral, so we don’t do a credit check.

Requirements for Title Loans in Illinois

Applicants need to be of legal age, which is 18 in Illinois. They need to have an income, which could come from their job or from another source, such as alimony, a pension or disability benefits. Applicants must have made all payments on their vehicle, not have any liens against it and be listed on the registration as the owner.

Title Loans Romeoville, IL Application

Online applications for title loans in Naperville require your name, phone number, email address and zip code. You also need to supply the make, model, style, mileage and year of your vehicle. With this information, Midwest Title Lender is able to provide an estimate for car title loan applicants. They discuss that estimate with a Midwest Title Lender agent and set up a plan to repay the loan. Car title loans in the Midwest are based on the value of the vehicle used as collateral, so an inspection may be needed to give an accurate loan offer. After settling on a loan amount, you give us the car title, and we give you the money.

Legal Information

They must be licensed. They may not charge a penalty fee for early payoffs on title loans. Lenders may not require borrowers to make a balloon payment. Lenders must provide clear and accurate account information to borrowers before any legal loan documents are signed. This information must outline what the loan interest rate is and what all interest charges and fees are on the loan. Lenders must also give clients a state-produced brochure about debt management and consumer rights.

Romeoville borrowers can possibly get up to $4,000 in loan money, as long as the monthly payments are not more than one half of the monthly income of the borrower.


  • Fast process and fast money. Applications, loan discussions and vehicle inspections, when needed, are very quick. Most often, an application is started and completed on the same day, and the customer leaves with loan money in their pocket.
  • Do you have bad credit? Have you filed for bankruptcy? It doesn’t matter. There is no credit check with a title loan. Just bring your car title and let’s discuss your available options.
  • Interest rates are competitive and lower than other types of small-dollar loans, especially payday loans.
  • The title stays with us, but the car stays with you.
  • Payment plans are worked out so you can afford monthly notes.
  • If payment plans are not working as you expected them to, let us rework the plan. There are ways to renew a Romeoville, IL car title loan or restructure it so that payments are lower and more affordable for borrowers who need more time to pay.
  • Title loans are so much easier than bank loans, which require more paperwork, personal information, a credit check and sometimes collateral.
  • Title loans are easier to get than going to someone you know for a loan. They may say yes. Title lenders always say yes, as long as you qualify.