Title Loans Illinois

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Title Loans Rantoul, IL

The holidays are notorious for getting more money out of you than you have to give, but there are other times of the year when you can end up overspending and in need of cash.

For example, September might have you overspending on back-to-school supplies, and February can put a serious dent in a wallet if you think being romantic means spending lots of money. No matter what the season or reason, if you are low on money, there is a great way to make up the shortfall. Just consider title loans Rantoul.
Just owning a car is enough to get Midwest title loans, but you must be willing to use the car as loan security. Title loans Rantoul, IL don’t require a credit check because they are based on collateral. Loan amounts are dependent on the value of the car used. When the loan is paid off, Midwest Title Lender returns the title.

Eligibility Requirements for Title Loans Rantoul

Anyone who is at least 18 years old and has a vehicle to use as collateral is eligible for title loans in Illinois. The vehicle must be paid off and list the applicant as the owner on registration papers. A source of income is required, such as a job or unemployment benefits.

Application Process

Online applications are so simple, you don’t even have to type most of it. Just click the boxes to indicate the kind of car you have, such as make and model. Then, type in your name and contact information. Since this only takes minutes to complete, you get a loan estimate extremely fast. You can also use the title loan calculator to get a sneak peek at your potential loan offer and payments. After that, you talk to a loan agent briefly about payments, income and the condition of your vehicle. Usually, you are ready to sign a loan agreement and hand over the car title not long after starting the application. Most borrowers get their money within 24 hours.

Illinois Legal Information

  • Max loans of $4,000.
  • Early loan payoff is allowed without penalty from the lender.
  • Lenders must be licensed.
  • Before signing a loan agreement, borrowers must be told how much money they will need to pay back, including interest charges and other fees.
  • Balloon payments are prohibited.

Car Title Loan Benefits

Fast and Loose
Title loans in Champaign and Rantoul are one of the fastest methods of getting financing in the lending industry. Lenders are quite loose with their purse strings because they understand how hard it is to face a money dilemma and not be able to get cash to solve the problem.

Quick and Easy
Even if you only have a few minutes to spare, you can complete the quick title loan application, and the rest of the process is also quick and easy. Within one day, most people have already gotten the loan money.

Take the Credit
Getting credit is really hard when your credit report says you are a bad risk. Title lenders don’t check your credit because we have your vehicle as collateral. So, you take the credit offered by Midwest Title Lender, and get the money you need.

Don’t ask. Don’t tell.
Midwest Title Lender doesn’t ask a lot of questions about why you want money or what you plan to do with it because it’s not our business. That type of intrusiveness is what you find at a traditional financial institution. We are not nosy that way, and we are not chatty, either. We won’t share your personal information with others because we value privacy as much as you.