Title Loans Neenah
It’s money, not love, that makes the word go round. When you don’t have money, your world can come to a sudden halt. Fortunately, there is a way to fix that. Title loans in Neenah provide fast cash for people who need to get things rolling again.
For a title loan, the lender checks out the vehicle you are offering as loan collateral to determine its condition and its value. The vehicle, whether a car, truck or motorcycle, is enough to get a loan, but its value is what determines the actual loan amount. To get the loan, you give Midwest Title Lender your title papers, which are returned when the loan is paid back.
Requirements for Title Loans Neenah
- The age requirement is for applicants to be 18 or over.
- Vehicle requirements include having no liens and no more payments left to make. The applicant must also be listed as the owner on the registration.
- A source of income is required, such as a job, retirement benefits, pension or other source.
Application Process
While you can apply for title loans in Wisconsin in person, the easiest method is online because you just complete a quick form, hit submit and get a quote. Information needed for the form is the make, model and year of the vehicle used for collateral, as well as the vehicle’s mileage, your name and contact details. With a loan quote, you will talk to a Midwest Title Lender loan helper who will guide you through the easy process of getting your money. This includes going over the condition of your vehicle to determine its exact value, which is how the final loan offer is made. With all the particulars out of the way, you turn in your title papers and get the dough.
Wisconsin Legal Information
- When a vehicle that was repossessed is sold, the lender may recover the loan amount and any fees or other costs associated with it, but any surplus money from the sale must be given to the borrower.
- Interest rates may vary.
- Before signing a loan contract, the lender must give the borrower a detailed list in writing of all money the borrower is expected to pay back. This includes the loan amount, interest charges and any other fees.
Benefits
When you need money fast, title loans are the way to get it, so they are much more beneficial to you than other types of loans. Just think about the process of a bank loan. You have to give them bank statements and other documents, they check your credit, and it takes weeks for them to make a decision. Without a high credit score, you will probably be rejected for a loan. Now, think about the process of title loans in Neenah. It is short, to the point, no frills, efficient and effective.
Title loans offer flexibility you won’t get with some other loans. For example, you can pay Midwest Title Lender back early and you won’t be penalized. You can also change the payment plan you set up when you got the loan. Just contact a loan agent if you are having problems making payments on time, and they can go over options with you. Perhaps your loan can be renewed to give you more time or something can be worked out to lower the amount you pay. Title loans in Appleton and Neenah offer plenty of flexibility.
When you get a title loan you may expect to have to turn over your car, but in reality, Midwest Title Lender only needs the title. The car is yours to keep during the loan repayment period.